Since the passing of the Affordable Care Act, alternative religious healthcare sharing plans have become very popular. These plans include various Christian health sharing plans, MediShare plans, Samaritan Ministry plans, and many other cost sharing programs. The ACA or Obamacare has a lengthy list of mandated coverage that includes procedures or services that may be in opposition to one’s core religious beliefs. Rather than partake in a healthcare plan dictated by the federal government, many Americans are opting for one of the healthcare cost sharing ministries that are exempt from the individual responsibility requirements of the Patient Protection and Affordable Care Act (Obamacare).

What is a Medical Sharing Plan?

Medical sharing plans are NOT Health Insurance. A Medishare plan is offered by an organization that facilitates sharing of healthcare costs for members who have common religious or ethical beliefs. For the most part, in the United States, the share programs are viewed as Christian entities. The sharing ministries do not make guarantees and do not purchase reinsurance polices. The organizations have no obligation to pay any medical bill. However, the programs do have a common belief that Christians should “bear one another’s burdens” and all pitch in to help each other when in need.

MediShare Tax Exemption

Members of select healthcare sharing ministries are exempt from the individual responsibility requirements of the Patient Protection and Affordable Care Act (Obamacare). This means that members of certain healthcare sharing ministries are not required to purchase health insurance as outlined in the individual mandate of the Affordable Care Act.

What Does have to do with Christian Health Sharing?

While medical sharing has been around for a long time, most Americans are not familiar with the idea or process. This site is designed to help cast light on the pros and cons of the sharing ministries. It is no secret that the United States has some huge problems with the current healthcare system. Many Americans have been pushed into a corner and sadly, the Affordable Care Act has not been very nice to the middle class. Many middle class hard working Americans simply cannot afford to buy Obamacare or ACA compliant coverage. This site aims to offer real person guidance and feedback on the alternative Christian medical plans that are available.

Note To Reader: As the author of this I currently do not have a cost sharing plan. I am open minded though and hoping to learn more about the real life experiences of the sharing members. I expect many other Americans are interested in learning more too. Let’s hope this site casts some light on our options as not only American’s but more importantly Christians.


3 thoughts on “MediShare”

  1. Christians not accepting pre-existing conditions? WWJD? I’m a proud Christians that actually takes care of all my fellow Christians. Medi-share only takes care of healthy Christians. What a shame. Especially when I hear Medi-share Christians trumpeting their low monthly “premiums” while regular insurance people take care of the Christians’ sick Christians.

  2. Medishare wwas fine and dandy when I didn’t need to be reimbursed but stink when you need them. Bills don’t get paid. Great concept, poor delivery.

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